http://www.heygrady.com/index.php?id=18
I have made some changes to the fckeditor.php file to allow you to specify a toolbar when you call the editor in much the same way as you can call most other config options. you can view my website above to see what I have done. If you have any questions or comments about anything on that page please feel free to contact me.
This solution has only been added to the php file so it won't work in other languages like ASP, etc. It is probably easy enough to port the code over for those platforms but I am not interested in doing it.