Custom upload folder won't work with browser AND upload tool

I've installed FCKe and successfully used it as part of a simple PHP CMS to create HTML for pages (love it). But, the file browser and upload tools are not working with the custom config'd upload folder. I created a folder "/assets/" in the root and mod'ed both these files:
/FCKeditor/editor/filemanager/browser/default/connectors/php/config.php
/FCKeditor/editor/filemanager/upload/php/config.php
... with the following variables:

$Config['UserFilesPath'] = '/assets/' ;

The browser works fine and created the following folders: "file","flash","image" and "media" (NOTE: all in lowercase)

The "quick upload" item (referenced in the file "/FCKeditor/fckconfig.js") at first just didn't seem to work. I would upload and image and the transfer would seem to go fine (success message did appear) but the image doesn't appear at the site UNLESS I have a folder named "Image" (NOTE: Capitalized "I"). The folder was NOT created automatically. The web-server is very picky about capitalization and is treating these as 2 folders.

Any ideas on how to get them both to work with the same folders regardless of capitalization?