FCKeditor without CMS? How to write pages?

I'm new to this and I'm in a situation where I can't use a CMS.

How can I use FCKeditor? I can figure out how to get it running, but I can't figure out how to actually write the results.

Unless there's a better way, I'll probably ultimately use .htaccess to provide user control, but forget that for a moment.

How do I make a website that anyone can edit? How can I get the results of an FCKeditor edit to the actual page?