Load default template on editor load and templates from more files

Hi,
I read some topics like http://ckeditor.com/forums/CKEditor-3.x/how-can-load-template-defaultly,
http://stackoverflow.com/questions/12636696/ckeditor-template-loaded-from-ajax,
etc...

but noone solve these problems:
I copy templates from file: \plugins\templates\templates\default.js and I rename this copy to default2.js and edit this new file
default2.js :

CKEDITOR.addTemplates("default2", { ...

and change root CKeditor file:

templates_files: ['plugins/templates/templates/default.js', 'plugins/templates/templates/default2.js'], 
CK editor takes templates only from last element of array, where is an problem?

second question:
I would like to load any template when page is loaded. I use this code but it is not working.

CKEDITOR.replace("editor1", {
    on:{ instanceReady : function(ev) { 
           insert = CKEDITOR.getTemplates('default2');
           this.setData(insert.templates[0].html);
       }
    },
});

Coud anybody help me, please? Thanks a lot.